keep or cancel?

is your credit card worth keeping?

Find out whether your card's rewards and benefits justify its annual fee, and whether a cheaper option could serve you better.

No login. We never ask for card numbers, PINs or banking details.

01 · your card

02 · your spending

Groceries$Restaurants and food delivery$Gas and transportation$Travel$Recurring bills and subscriptions$Drugstores$Entertainment$Other purchases$

Total yearly spending: $0

03 · benefits you actually used (optional)

Enter what each benefit was really worth to you in the last 12 months. Leave it at $0 if you didn't use it.

Free checked baggage$Airport lounge visits$Travel credits$Companion vouchers$Hotel credits$Statement credits$Other measurable benefits$

I have reviewed the benefits above. Blank amounts mean I did not use that benefit. I have not counted the same value twice.

Compare a suitable alternative

Compare a no-fee or lower-fee card you already own, using reliable statements or issuer information. We do not suggest cards to apply for.

No verified suitable alternative is available automatically. We do not substitute an invented flat reward rate.

keep or cancel? · your result

Pick your card and add spending or your actual annual rewards value to see your review.